WealthLog resources
Regulators, and where to check things yourself
Links to financial regulators, consumer bodies and tax authorities. Everything here is a public register or a government service — nothing on this page is a recommendation.
WealthLog is a record you keep. It stores what you own and what it cost, and shows you your own figures. It is not financial advice, not a recommendation, and not a valuation you should rely on for anything official.
ClearStack Apps is not authorised to give financial advice and does not offer any. We are not affiliated with, endorsed by, or approved by any organisation listed on this page.
Checking a firm or adviser is who they say they are
Both regulators keep a free public register. Checking a firm before sending money is the one habit worth having, and it takes under a minute.
- FCA Register
United Kingdom. Search any firm or individual to see whether they are authorised, what they are permitted to do, and their trading names.
- FINRA BrokerCheck
United States. Registration, qualifications and disciplinary history for brokers and brokerage firms.
- investor.gov
United States. The SEC's investor education site, with its own adviser search and plain explanations of how products and fees work.
Scams and unauthorised firms
Investment fraud is well organised and usually arrives as an unsolicited message promising a return. Both regulators publish warning lists and describe the current patterns.
- FCA — Warning list of unauthorised firms
United Kingdom. Firms the FCA knows are operating without authorisation, including clones of real companies.
- FCA — Protect yourself from scams
How current investment scams are run and what to do if you have already paid.
- investor.gov — Protect your investments
United States. Fraud warning signs, and how to report something to the SEC.
Free, impartial guidance
Government-backed services that explain the options without selling one. Guidance is not the same thing as regulated advice, and both sites are clear about where the line is.
- MoneyHelper
United Kingdom. Backed by government, free to use, covering pensions, savings, debt and investing basics.
- MoneyHelper — Choosing a financial adviser
What advisers charge, the questions to ask, and the difference between independent and restricted advice.
- investor.gov — Introduction to investing
United States. The SEC's own primer on risk, diversification, fees and compound costs.
If something goes wrong
- Financial Ombudsman Service
United Kingdom. Free, independent adjudication of complaints against financial firms once the firm's own process is exhausted.
- Financial Services Compensation Scheme
United Kingdom. What is protected, and to what limit, if an authorised firm fails.
Tax
The official pages, so you are reading the rules rather than someone's summary of them. Tax treatment depends on your circumstances and changes; an accountant is the person to ask about your own position.
- GOV.UK — Capital Gains Tax
United Kingdom. When it applies, the current allowance, and how to report a gain.
- GOV.UK — Tax on dividends
United Kingdom. The dividend allowance and the rates above it.
- IRS Topic 409 — Capital gains and losses
United States. Holding periods, rates, and how losses are treated.
Honest scope
A portfolio log reduces the effort of knowing what you hold — it does not remove any investment risk, and it says nothing about whether anything you own is a good idea. WealthLog does not recommend holdings, rate them, forecast anything, or connect to a broker. The figures in it are your own entries and any prices it shows may be delayed or wrong; do not use them for tax filing or anything official without checking your statements.
We do not maintain the pages linked above and cannot vouch for changes made to them. If a link here is dead or wrong, tell us at support@clearstackapps.com and we will fix it.
Reviewed 1 August 2026